Does Home Insurance Cover Wildfire Damage in High-Risk Areas?

Wild fires have become rampant and more devastating the recent past especially in regions that are most vulnerable like California and Australia and some countries in the Mediterranean. With the growing threat of these natural disasters, homeowners are left wondering: Is it possible for a homeowner to be compensated by his or her home insurance…

What Income Do You Need to Qualify for an FHA Mortgage?

 The FHA mortgage is one of the most widely used loan products in the USA especially for first time homeowners. Perhaps the most attractive feature of the FHA loan: It only requires a small down payment and doesn’t demand much of borrowers’ fico scores. However, like any other mortgage program, there are qualifications you have…

How to Maximize Your Insurance Payout After a Flash Flood

 Flash floods are unexpected, happen very fast and they can lead to a number of losses; homes, personal effects, and beautiful sceneries can be destroyed in just a few hours. In most cases, people who undergo such a disaster must follow the legal procedure of making an insurance claim in order to overcome their misfortune….