Can I Drive and Insure a Car in the US with a Foreign License?
Insure a Car One can easily relocate from one city or one state but to relocate to another country an entirely different can of worms opens. Here are some tips you may have never considered: One thing that may not have made your list yet is making sure you’re lining up car insurance that will work with your foreign license.
Well, let me not leave you with all bad news here’s a quick bit of good news. If you relocate to the U. S and wish to either import your car or buy one there, then you can be able to secure insurance with a foreign license. At Financeed, we will be more than happy to further explain the complexities of car insurance and foreign licenses and here are some tips you might want to follow when getting a U. S car insurance policy that fits your specific needs.
Auto insurance with foreign license
Well, before proceeding further, let’s begin with the type of license that you own. Most people arriving in the U. S. from another country will probably have a driver’s license from their home country and/or an IDP.
To be able to operate a vehicle in the U. S. you have not only to posses a license, yet also to have an insurance for the particular car if you own one. In most of the states of the united states, it is the law to have car insurance before engaging in any trip – even if it is a one day – on the road.
Okay, let’s compare a formal short term trip in the U. S. and an extended, long term sojourn to the country, and how that will affect their viewpoint on car insurance. If your stay is not going to be very lengthy, then it basically makes sense to check out car insurance through car rental service. These are quite clear and what is usually intended is only a temporary stay in the U. S.
If you intend to stay for a longer term or ever relocate to U. S. permanently then it makes a lot of sense to buy your policy from a U. S car insurance company.
Again, this varies with the country you are from and the state you intend to relocate to; you could be able to get a policy with your foreign license. There is something that you should understand that it is only when you own the vehicle that you can be issued with a policy.
It should however be noted that not all insurance companies provide Insure a Car for those with a foreign license and therefore it is advisable to read or ask questions on the options available before settling on any insurance company. Here’s some good news! Those who are relocating to Rhode Island or Arizona can join the Financeed and get insurance for the car owners with the foreign licenses.
The Insurance requirements having a foreign license
Insure a Car is an exciting topic and although as much as we want it to be generalized sometimes the car insurance for drivers vary with the specific state. Beginning with liability coverage, going up to Full coverage there are always factors determined by the state or auto insurance companies that you will be expected to meet in your car insurance policy.
For instance, in Arizona you are mandated to carry at least $25, 000 for one person and $50, 000 for each occurrence in bodily injury liability insurance. The state also requires that you should not have less than $15,000 on the property damage liability.
Our take? It is recommended that you acquire policies which go beyond the standard minimum levels of cover. Insure a Car policy with Liability, Uninsured/Underinsured, Collision, Comprehensive and Personal injury protection (PIP) policy will keep you safe, and also the others and your car.
Information on how to get insured with car insurance in the U. S.
As we noted earlier, based on the duration that you need the vehicle and ownership of a car or planning to own a car, insurance can be acquired from car rental or car insurance firms. If you have chosen to work with an insurance company, the next level of dealing with it will be beginning a quote.
Insure a Car quote does take some aspects of information such as is what you are driving, where you live and so forth; and then it tells you which coverages are available that can be potentially added into your policy. At other occasions you will be dealing with an insurance agent to complete the policy. In either case, we would also like to recommend all local/state information and even the DMV before operating a vehicle within the United States.